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Showing posts from November, 2024

Musings on No Spend for 2025

I've seen headlines for no-spend weeks, months, and even years all over the internet ever since I learned about the FIRE movement circa 2012. TikTok has been calling this frugal flex a " No Spend Challenge ."  While I've never held myself to a no-spend period of time, I have cut my expenses down to the bare necessities a few times. One memorable period was the three-month period between getting pre-approved for my mortgage and closing on my house. I ate down the pantry and baked my own bread to ensure my bank balance didn't budge to ensure my statements would pass muster when my financing was fully approved. While I went back to my old (admittedly frugal) spending habits after moving into my new empty house, I never forgot that extra few thousand dollars that seemed to appear out of thin air. Given the current state of economic uncertainty as of the time of writing ( November 2024 ), I find myself drawn to the idea of a no-spend month for January 2025. It's t...